If you were involved in a Syracuse, NY car accident, you could be eligible to file a lawsuit for certain damages if you suffered a serious injury. Bone fractures qualify for this, so a victim needs to understand New York’s serious injury threshold.
Any sort of accident can set you back, and winning the compensation you need to cover medical bills and other losses is no easy task. But with the right law firm by your side, you can make the strongest possible case for the most amount of damages. Let the attorneys of Carden Dotzler Hammond, PLLC go to work for you.
What is the “Serious Injury” Threshold?
Drivers in Syracuse and elsewhere in New York must carry automobile insurance. Because New York is a no-fault insurance state, the driver’s policy will cover their injuries and damages such as medical bills and lost wages. This is the case even if the driver was partially or totally at fault for the wreck.
Victims must turn first to their insurance policy for reimbursement. However, if they have sustained a serious injury as defined in New York law, they can file a lawsuit against the at-fault driver to seek compensation. The term “serious injury” specifically includes several enumerated losses, one of which is a bone fracture.
Why Do Broken Bones Meet the Serious Injury Threshold?
Broken bones are often more significant than victims realize. It is a potentially painful and expensive injury because of such factors as:
- Needing to set the bone properly
- Requiring a cast and sometimes hospitalization for recovery
- The need for victims to take pain medication
- Follow-ups with the victim to ensure healing is progressing normally
- In some cases, the placement of pins and screws in the bone
These are not enjoyable experiences and the medical bills can start to pile up. Plus, the accident victim will likely lose time from work and may experience long-term decreases in their quality of life. If you have broken a bone, you should speak right away with a Syracuse personal injury attorney about your options.
What To Do After a Broken Bone Injury
Everything you do in the immediate aftermath of a car accident will affect your rights as well as your health. Our firm recommends that you take these steps:
- See a doctor: Either call 911 or take yourself to see your doctor right away. You may not realize you have a broken bone or other injuries, but quick treatment can protect your ability to receive compensation and ensure proper healing.
- Follow your doctor’s advice: Your doctor will lay out a regimen that may include medication and physical therapy, among other treatments. Make sure you follow your doctor’s advice and keep your medical bills.
- Document what you can about the accident: Take pictures, record videos, and speak with witnesses about what they saw. Make your own personal notes about the accident and how it has impacted your life.
- Don’t speak with the at-fault driver’s insurance company: The insurance company may want you to give a recorded statement or may make a settlement offer. You should avoid apologizing for the accident, accepting fault, or speaking with the insurers until you talk to a lawyer.
- Retain an experienced Syracuse automobile accident attorney: Your lawyer can handle communications and negotiations with the insurance company and help you obtain a fair amount of compensation. If necessary, your lawyer can take your case to court.
Serious Injuries Require Serious Legal Counsel
Victims should never underestimate the medical and financial complications of bone injuries. If you have been in an accident because of someone’s negligent conduct, find out how CDH Law can advocate for you. Reach out to us today to learn more about how we handle bone fracture cases.